{"id":2952,"date":"2022-11-24T14:19:37","date_gmt":"2022-11-24T14:19:37","guid":{"rendered":"https:\/\/www.selvedgeventure.com\/?page_id=2952"},"modified":"2024-07-24T09:13:14","modified_gmt":"2024-07-24T09:13:14","slug":"risk-summary","status":"publish","type":"page","link":"https:\/\/www.selvedgeventure.com\/index.php\/risk-summary\/","title":{"rendered":"Risk Summary"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2952\" class=\"elementor elementor-2952\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fe8bb0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fe8bb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ed2a2b5\" data-id=\"ed2a2b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f4066f elementor-widget__width-auto elementor-widget-tablet__width-inherit aux-appear-watch-animation aux-slide-from-bot elementor-widget elementor-widget-aux_modern_heading\" data-id=\"0f4066f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"aux_modern_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"aux-widget-modern-heading\">\n            <div class=\"aux-widget-inner\"><h3 class=\"aux-modern-heading-primary\">non-mainstream pooled investments<\/h3><\/div>\n        <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13fe3d5 elementor-widget__width-auto aux-appear-watch-animation aux-scale-down-1 elementor-widget elementor-widget-aux_modern_heading\" data-id=\"13fe3d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"aux_modern_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"aux-widget-modern-heading\">\n            <div class=\"aux-widget-inner\"><h2 class=\"aux-modern-heading-primary\">Risk Summary<\/h2><\/div>\n        <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6d34a0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d34a0a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5c67815\" data-id=\"5c67815\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b97bc86 elementor-widget__width-auto aux-appear-watch-animation aux-fade-in-right-1 elementor-widget elementor-widget-aux_text\" data-id=\"b97bc86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"aux_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"widget-container aux-widget-text aux-parent-aucdb306d7\">        <div class=\"aux-widget-advanced-text aux-wrap-style-simple aux-ico-pos-top aux-text-left aux-text-resp- aux-text-color-dark aux-text-widget-bg-center  \" >\n        \n            \n            <div class=\"aux-text-inner aux-text-widget-content\">\n                                <h4 class=\"col-title\">2 minutes<\/h4>\n                                <div class=\"widget-content\">\n                                        <p>Estimated Reading Time<\/p>                <\/div>\n                            <\/div>\n        <\/div>\n                    <div class=\"aux-text-widget-footer\">\n                <div class=\"aux-border-shape-none \">\n                                <\/div>\n            <\/div>\n        \n<\/section><!-- widget-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-efbb67a\" data-id=\"efbb67a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21b4f7e elementor-widget elementor-widget-text-editor\" data-id=\"21b4f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"margin: 0cm; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000;\"><span lang=\"EN-GB\">Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be very complex and high risk.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-217bc60 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"217bc60\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-742e28c\" data-id=\"742e28c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aa8eea5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa8eea5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8524b03\" data-id=\"8524b03\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-239c541 elementor-widget elementor-widget-text-editor\" data-id=\"239c541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>What are the key risks?<\/strong><\/p>\n<ol>\n<li><strong> You could lose all the money you invest<\/strong><\/li>\n<\/ol>\n<ul>\n<li>If the business offering this investment fails, there is a high risk that you will lose all your money. Businesses like this often fail as they usually use risky investment strategies.<\/li>\n<li>Advertised rates of return aren\u2019t guaranteed. This is not a savings account. If the issuer doesn\u2019t pay you back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher risk of losing your money. If it looks too good to be true, it probably is.<\/li>\n<li>These investments are very occasionally held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.<\/li>\n<\/ul>\n<ol start=\"2\">\n<li><strong> You are unlikely to be protected if something goes wrong<\/strong><\/li><\/ol><ul>\n<li>Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker <a href=\"https:\/\/www.fscs.org.uk\/check\/investment-protection-checker\/\">here<\/a><\/li><\/ul>\n<p>The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm or Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection <a href=\"https:\/\/www.financial-ombudsman.org.uk\/consumers\">here<\/a><\/p>\n<p><\/p>\n<ol start=\"3\">\n<li><strong> You are unlikely to get your money back quickly<\/strong><\/li>\n<\/ol>\n<ul>\n<li>This type of business could face cash-flow problems that delay payments to investors. It could also fail altogether and be unable to repay any of the money owed to you.<\/li>\n<li>You are unlikely to be able to cash in your investment early by selling your investment. In the rare circumstances where it is possible to sell your investment in a \u2018secondary market\u2019, you may not find a buyer at the price you are willing to sell.<\/li>\n<li>You may have to pay exit fees or additional charges to take any money out of your investment early.<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong> This is a complex investment<\/strong><\/li>\n<\/ol>\n<p>This kind of investment has a complex structure based on other risky investments, which makes it difficult for the investor to know where their money is going.<\/p>\n<ul>\n<li>This makes it difficult to predict how risky the investment is, but it will most likely be high.<\/li>\n<li>You may wish to get financial advice before deciding to invest.<\/li>\n<\/ul>\n<ol start=\"5\">\n<li><strong> Don\u2019t put all your eggs in one basket<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.<\/li>\n<li>A good rule of thumb is not to invest more than 10% of your money in&nbsp;<a href=\"https:\/\/www.fca.org.uk\/investsmart\/5-questions-ask-you-invest\">high-risk investments<\/a><\/li>\n<\/ul>\n<p><strong>If you are interested in learning more about how to protect yourself, visit the FCA\u2019s website<\/strong>&nbsp;<a href=\"https:\/\/www.fca.org.uk\/investsmart\">here<\/a><\/p>\n<p><strong>For further information about unregulated collective investment schemes (UCIS), visit the FCA\u2019s website<\/strong>&nbsp;<a href=\"https:\/\/www.fca.org.uk\/consumers\/unregulated-collective-investment-schemes\"><strong>here<\/strong><\/a><\/p>\n<p><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>non-mainstream pooled investments Risk Summary 2 minutes Estimated Reading Time Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be very complex and high risk. What are the key risks? You could lose all the money you invest If the business offering this investment fails, there is a high [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-builder-content.php","meta":{"footnotes":""},"class_list":["post-2952","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/pages\/2952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/comments?post=2952"}],"version-history":[{"count":10,"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/pages\/2952\/revisions"}],"predecessor-version":[{"id":3012,"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/pages\/2952\/revisions\/3012"}],"wp:attachment":[{"href":"https:\/\/www.selvedgeventure.com\/index.php\/wp-json\/wp\/v2\/media?parent=2952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}